Showing posts with label earn money. Show all posts
Showing posts with label earn money. Show all posts

Monday, September 27, 2010

How I Believe The Dollar Will Die

By Ray Gano
I want to say that first of all I am not a prophet nor the son of a prophet nor am I claiming to be a prophet.  I am a watchman on the wall who has been sounding this alarm for over five years now regarding the demise of the dollar. Many people have listened and heeded the warnings.
What you are about to read is based on historical research, observing past and present situations as well as what has happened in other countries that are currently or have gone through a massive economic downfall. We are following these countries almost step by step towards implosion.
I believe that in the near future the dollar will die.
We are over leveraged to the point that a single event within the stock market can now bring this nation to her knees. 
This is not a matter of "IF" it is a matter of "WHEN" and that is a historical fact.
Solomon, the wisest man of all times stated the following…
Ecclesiastes  1:9 (KJV)  The thing that hath been, it is that which shall be; and that which is done is that which shall be done: and there is no new thing under the sun.
Man has not learned his lessons from history, therefore he is destined to repeat the same mistakes over and over again.
How It Will All Go Down          
One day when nothing much is going on with the stock markets, there will be a commodities jump.  Some commodity like gold or oil will "spike" out of the blue.
This will trigger already pre-programmed events and T-Bills / treasuries  will be sold off because that is the only thing of "value" that today's fund manager have at their fingertips.
The reason they will sell these treasuries off is to catch the quick chance to ride the "spike" and cash in on some profits.
What this will do is set into play another series of pre-programmed events at the FED. The FED computers seeing these T-Bills / treasuries  being sold will snatch them up so that they can still maintain the low yields they have been manipulating in order to prevent deflation of the dollar. But the reverse is what will take place.
Because the feds bought up those T-Bills / treasuries this will set into action other asset managers, mega banks  and other funds pre-programmed  events and they too will sell off their T-Bills / treasuries to get in on the FED buying.
All of a sudden, all these computer programs that have been pre-programmed to catch the next profit margin will sell off their T-Bills / treasuries.
 Now mind you, all of this can take place within a matter of minutes before anyone is really aware that this is going on. When someone finally realizes what is going on, it will be too late, the lots will be cast and the damage is already done.
It is at that moment the US dollar will die and the only thing that was "propping up the dollar," the trust and faith of the people in the currency, is also gone.  The trust and faith of the currency was just sold down the river and cannot be recovered no matter what the Federal Reserve, Banks or even the government will do. The death blow has been struck and we have entered upon the path of no return. 
Now that all these fund managers, banks and asset managers have sold off their T-Bills / Treasuries and  they are now sitting on a wad of cash. They  are not going to buy more T-Bills / treasuries because they themselves have lost faith in the dollar a long time ago. They will not reinvest in a already sinking ship. The fact of the matter is that they were praying for that one chance to dump their T-Bills / treasuries and cash them out before the dollar died completely.
So where do these banks, fund managers, asset managers and others put all their money ?
Commodities. 
By the end of that incredible day, commodities of all types, precious metals, industrial metals,  oil, foodstuffs, all will increase exponentially.
If you see this happen, it will be your signal to go to the store as fast as you can and buy every bit of food you are able to purchase. Fill all your cars up and any extra gas cans you have. Charge it, write checks, do whatever you need to do. The dollar has gone bust and the world is about to get on the "E" ticket ride on the fastest speeding train ride the world has ever seen.
 See this is the signal you need to keep a serious eye out for.
The important thing to remember is that when this is taking place, stop everything you are doing and get food, gas and draw out as much cash as you can.  
 Why do this? Because ordinary people have not been tipped off yet. Sure we all have lost faith in the dollar, but it will become reality when Wall Street crashes into Main Street in about 3-7 days after this event takes place.
 Now why go out and get all these items no matter what the cost? Once T-Bills / Treasuries are not the sure method of value as viewed by Wall Street, one question will come to everyone's mind.  Where are all those money managers going to stick all these dollars they got from selling off Treasuries?
Will they…
 A - Put it in the bank?
 B - Under Aunt Flo's mattress?
 C - Some overseas currency?
 No. They are going to run to what people have run to throughout history. They are going to start buying up commodities
 When the dollar dies and the faith and trust of the currency called the US Dollar is no more, commodities will be viewed as the only sure place of value, to put one's cash.
 Also, it won't be commodity stocks,  ETF’s, or bonds. These will die alongside with the death of the dollar, because they were based on the value of the US dollar. Anything attached to the dollar will become just as worthless.
 So what we will witness is a major run on actual hard, hold in your hand commodities.
By the end of this panic driven spiral, commodities will have risen between 50% and 100%.
By week’s end, we could very well be looking at an increase of 150% to 250%.
All of a sudden everyone will be on the search to purchase any tangible asset that will hold value. Gold, silver, food, daily use items. The prices for consumable commodities will begin to go through the roof.
 But my personal belief is that it will be silver  that will be the real sky rocket. We could very easily see silver and gold "normalize" and go back to a historical norm of 10 -1 ratio. Today gold is sitting around $1290.00 an oz. 10 % of that is $129.00 that will be the minimum that silver will sell for. But odds are that it will sell even higher because of panic purchasing on Wall Street. It is a very good possibility that gold could reach a $3000.00 to $5000.00 price per ounce. This will put silver in and around $300-$500 per ounce.
What is today's price for silver per ounce? It is sitting around $21.50. Compare that to $300 - $500 per ounce and that is quiet a return on an ounce of silver.
But at this moment  we are still primarily talking / focusing on events taking place on Wall Street.
 Once we see this commodity balloon start to go up, that is when ordinary folks will see their first examples of hyperinflation come into play.
In fact the first place they will probably see hyperinflation is at the gas pump when the prices of gas go up drastically over night.
 I personally believe that it will be oil that will kick off all these events.  If oil spikes from $75.95, which is the price it is sitting at the moment of writing this article to let's say  $150 in one day. The next day it shoots higher and higher. Within three to five days oil is sitting at $300.00 a barrel which is a very feasible scenario.  Panic as well as supply and demand will cause gas to shoot up to $10,  $15, $20 per gallon and possibly even more.
 So what happens next?
Well Wall Street is already in a major panic, this will trickle down to "Main Street."
Remember me stating earlier that when you see these early signals go buy food, gas, and pull your money? Well "main street" is about to wake up and markets and prices of consumable commodities are about to go vertical.
People will storm Walmart and the other stores buying up everything in sight. It will be utter chaos. Bread, noodles, camp fuel, ammo, any daily need products are going to fly off the shelves.
This is why I have been telling people to store up and buy what they can now because we need to view what we are purchasing now as a "hedge" against inflation. For example the week prior you could purchase a 20 lb bag of rice for just $12.00. What is going to happen to that bag of rice when  gas prices go to $15.00 - $30.00 for a  gallon of gas? What about when the laws of supply and demand take effect. What about when hyperinflation becomes a reality?
What people need to realize is that Hyperinflation is not "inflation" at all. Hyperinflation is the complete breakdown in the trust with that countries currency. Because people no longer trust their own currency,  It will take more pieces of paper to purchase stuff. The currency is literally not worth the paper and ink it is printed with.
So what "main street" will do is what they have done throughout history. Exchange currency for commodities. This is why gold, silver, gas, food, camping supplies, anything deemed of value will rise in price and the other, the dollar will be used to paper ones walls, light fires, blow ones nose, etc.
 But here is another effect that will take place that will wipe many people out completely.
Because people have freaked out and have panic-bought basic commodities, their 401K,s IRAs, Savings account, Retirement accounts, stocks, bonds, anything tied to the paper dollar will collapse.
Sure people may have 50,000 - 100,000 - 500,000 in one or more of these methods of saving,  but  when the price of a bag of rice shoots up to $1500.00 a bag, the currency you have becomes pretty much worthless.
Do you know that today a dozen eggs in Zimbabwei, which is still in the beginning stages of hyperinflation costs 1.3 trillion Z Dollars?
If a dozen eggs cost that here in the US when hyperinflation hits, how much will you be able to purchase with your  50,000 - 100,000 - 500,000 in the savings?
So even if you have a lot of dollars, their value is worth nothing. People who were once well off will be dirt poor over night.
What is taking place at that time is that everyone is rushing the banks to get their cash, so that they can turn their worthless cash into any consumable commodity that will retain its value.
Now I know I have covered a lot here, so let's do a quick review.
Here is the sequence…
A spike takes place in oil, gold, some major commodity.
Asset managers dump treasuries for cash so they can catch the spike for a short profit.
FEDs rush in and buy up Treasuries, causing a secondary sell off from other asset managers, banks  & large corporations
The treasury market will tank.
Because of this, a few days later stocks, bonds and other equities to also drop in price like a lead balloon after the treasury sell off panic takes place.
Because all these asset managers "et al" are sitting on cash, they will need to put it somewhere safe, that will be commodities. The prices of gold, silver, oil, food stuff, any commodities of value. The price if these commodities will go vertical.
Simply put equities die, commodities go bust.
Everyone will be rushing to commodities. It is a self perpetuating speeding train. Nothing will be able to stop it nor will anything be able to apply the brakes.
This is where we pick up again…
Where Wall Street Meets Main Street
This speeding train coming from Wall Street will hit Main Street and everyday people will wake up to this fact.  Panic will ensue.
Like the asset managers they will dumping anything they perceive to be of real world value, but for main street these real world assets are cars, trucks, laptop computers, iPods, even houses. All of these items will lose value in order to purchase commodities like gold, silver, food, gas, heating oil, any sort of daily consumable need.
But Ray, gold and silver are not a daily need. You cannot eat gold and silver.
You are completely correct. But the world will still revolve around money and this is where the natural laws of God take effect.
The only true money that is God created and ordained will rise to the surface again. It has never fallen out of favor, has always held its value, and it ALWAYS replaces devalued, depreciated fiat currency. God's only ordained and created form of money is gold and silver.
 What main street people are going to find out is that real-world assets will not go up in value in a hyperinflation scenario. They will drop.  In fact throughout history they have never held their value when the hyperinflation comes.
What happens is that real world assets collapse along with the dollar. In fact they deflate or go down in price in relation to consumables / commodities.
Look at how many people have their wealth locked up in their house.
During a hyperinflation an estimated $250,000 house can easily fall to $50,000 or even less.
 In fact what will happen is real world assets will all of a sudden be pegged to gold and silver. This is God's natural law taking effect.  So the good news is that if you have  50 ounces of silver, you  will be able to purchase that home that has dropped to $50,000. The reason is because in a hyperinflation market real world assets such as a cars, trucks and even a house lose their value and pretty much become worthless, whereas 50 ounces of silver will buy you just about anything  you will need.
Now if you are still reading this and you have gotten this far you might be saying that the government will step in, Wall Street has computers to prevent this, the President will stop it, etc etc.  
Someone somewhere in power will stop this runaway train and apply the brakes and stop the hyperinflation.
 Well the answer is that no one will be able to stop it. Congress, senate, the president, the Feds are all helpless.
This sort of event has happened time and time again. It is all part of the FIAT Currency model. The first time this took place was in ancient Greece. It took place in France, England, Germany, just about every country that has instituted a fiat currency.
Do you know that hyperinflation has taken place in the US twice already?
 Once during the revolutionarily war days and then during the Lincoln administration. In both of these times, a fiat currency was created, the people lost faith, it busted and hyperinflation ensued. It is all there in the history books and they were not able to stop the speeding train either.
So can the FEDS stop this hyperinflation?
No they are the ones that started this whole mess. They can't fix it.
Well can the Federal government stop it? Create more laws, regulations, quite possibly a bank holiday? They probably will try and history shows that when government does step in, they will always devalue the currency. They will split it so now instead of having $100.00 you have $200.00. Problem is that a bag of rice costs $500.00 so splitting the currency will do nothing except to cause prices to shoot up even higher.
Well why not implement price controls? If the government is foolish enough to do this, it will whip lash back into their faces and reappear as rampant black market.
So those ideas will not work.
Many conspiracy websites love to say that soldiers will be put out on the street.
Folks, US men and women in the military are feeling the pain just as much as you are. The military will have a hard enough time just keeping their ranks in order.  You think that we will have it bad? Our men and women in the military will have it worse. Half of military families are already on food stamps, what do you think will happen when hyperinflation takes hold?
Another point you have to remember is that our military is stretched so thin overseas that we can barely hold on to the two fighting fronts we are involved in already.
In other words, there isn't man power enough. America is too big and to even try this basically equates to one soldier per city they must patrol. Are these severely reduced forces going to be able to really do anything? No.
Bring in UN Troops / Foreign troops? This is another popular idea that has floated around on the conspiracy sites.
What many people fail to remember is that by this time the US is going to be a hotbed of chaos.
The introduction of any foreign troops would instantly polarize the nation and all of a sudden  500 million guns that are in the hands of the US public would be pulled out of the closet and it would be open hunting season for any UN / Foreign troop. In other words it would be a blood bath for anyone stepping foot onto US soil. This is a fact. Give chaos a rally point and it will naturally gravitate to it.
What about more stimulus, start up the printing presses, inject more money?
Can't. This is hyperinflation, people do not want the paper dollar in the first place. Commodities are the only true asset of value. Flooding the market with even more worthless cash is not going to help.
What we might see, but this will take time to enact is food / gas rationing. A return to the ration cards like they had during WWII. But by the time this is put into effect  the people will be adapting to the "new normal" and operating within a commodities based economy.  Black and grey markets will already be in effect, people will have learned how to get their needed items. The laws of supply and demand will have already kicked in and a "new normal" economy will take effect.
So by now all of you reading this are asking that one critical question…
What do we do?              
Welcome To The New Normal
See the key to survival is not surviving the nuclear bomb, it is surviving the next day and then the next after the bomb hit.
The same will be the case when Hyperinflation hits.
I used the analogy of a nuke because that is what Hollywood has portrayed. They always show the nuke going off, everyone "ducks and covers," fall out settles and then the happy couple walking off into  the sun set. They never show what takes place after everything settles down and people adapt to the new normal.
If you have read any of my previous articles on preparedness you will know that I do not buy into the Hollywood's idea of the apocalypse. They never take into the boring everyday idea that people eventually will adapt to the new normal and it will become business as usual, just the rules have changed.
It isn't going to be a world filled with mutant biker gangs, nor will there be blood thirsty zombies. No thermal nuclear wasteland, no empty cities.   Nothing that Hollywood said it would be like.
All we need to do is look at countries that have succumbed to an economic disaster already.
For example look at Argentina.
Argentina had a massive economic downfall in December 2001. Their banks closed, money devalued, their world was turned upside down.  They have a massive rise in crime, drugs, prostitution, alcohol, murder, kidnapping, theft, muggings. Argentina went from first world country to a third world country over night.
So what do you do?
How you prepare for hyperinflation is to do just as Noah did.  Create / build your own ark before the event takes place. But this ark is built up of true tangible assets. No equities, stocks, bonds, ETF’s, mutual funds, nothing that is tied to the US Dollar or any other foreign FIAT currency.
 See if and when that hyperinflation thunderstorm takes place, you will have that "ark" you have built to see you through the storm.
When the zenith of hyperinflation takes place there will be a plethora of opportunity that you can then purchase.
Robert Kiyosaki  who I consider one of my mentors, suggests purchasing cash stream producing residential property. He also likes mining, pharma, industrial production and transportation.  At the height of the hyperinflation storm, these will be at rock bottom prices at pennies on the dollar.
A famous quote came from the depression era, when the very same thing took place. That famous quote was "Buy when there is blood in the streets."
I believe that America will end up pretty much like it is today. But it will be a "new normal." We will refer to everything as before "Bank Day" BBD and after "Bank Day" ABD.  Crime will be higher, jobs will be scarce, food and gas prices will be 300% - 400% higher. But we will adapt and over come as we always have.
Another thing that quiet possibly will come out of this that has not happened before in other countries is that we will return to God. This country was founded on biblical principles, it is who we are and it is those ideals that influence us at our core as a people.
This nation always has a "great awakening" to God the father, the  Creator of the universe after every great financial upheaval.
Finally, turning the ship around after hyperinflation hits will take 15 - 20 years. It took approximately 25 years for our last depression, it will probably take that same amount of time for us to get back on the right track after this one.
Just look at Argentina, here it is 2010 and she is still in the throes of economic chaos and it is nine years after their event took place.  Look at Japan, she lost two decades due to her economic downfall. Did either of these countries fall into apocalyptic chaos? Mutant biker gangs? Zombies? Wastelands?
No and it will not happen here either.
What will help us speed up the healing of this nation will be a word that many people do not want to hear nor accept.
That word is sacrifice.
Will we be willing to take on three to four hard years of sacrifice so that we can emerge a healed nation faster?
I doubt it, but if we as a nation repent of our sins and turn back to the Lord anything is possible.  But to do this we will need strong men and women to boldly preach the gospel.  Godly people will need to show that man is lost but can be saved from the fires of Hell through the blood of Jesus Christ our Lord. We will need to return to being accountable to Jehovah God.
Getting through this coming economic storm just might be what the doctor ordered to return this nation to what she once used to be, a good and great nation that fears God and His Son, Jesus Christ.
But I am sorry to say that history shows another solution, at least in other nations.
What has always come out of the economic upheaval is a strong charismatic leader.
They will return (force) the nation back to a gold and silver based economy.
The good of the "people" outweighs the good of the one.
The good of the nation outweighs the good of the family.
The state becomes their god and the dictator their high priest.
This is the solution that brought about Caesar, Napoleon, and someone we all have heard of, Adolf Hitler.
All these great leaders were born out of economic upheaval.
All lead their nations to greatness quickly.
All ruled with an iron fist and they all did away with dissidents who stood against them.
Often these dissidents were good men and women who maintained a moral fortitude and in most cases that was backed up by their belief in the one true God Jehovah and His Son Jesus Christ.
It is hard to say what the future will hold. There are so many paths that we can travel down. But man in all his wisdom always seems to choose the path of least resistance instead of the path of good.  At least that is what history has shown.
The US was born out of the desire for religious freedom, and that is what makes us a different nation. We have survived two other economic upheavals resulting in hyperinflation, we will survive the third. But how we come out on the other side can be anyone's guess. History shows that our last "great awakening" took place after the civil war's hyperinflation, the late 1800s.
Although many turned to the Lord in the great depression of the 1920-30s, it was not like the prior revival of the late 1800s.
In all of this, we as bible believing Christians will need to stand in this evil day or there is the chance that we will  fall by the wayside. What will take place depends  on what we do now. We can either prepare and build our ark for the sake of the gospel, or bury our heads in the sand and ignore the lessons of the past.
I pray that there are enough who love the Lord that will work hard to build an ark for the good of protecting and freely sharing the gospel.  Because the other option will result in utter tyranny and oppression like no other.
I leave you with what God's Word says…
Ecclesiastes  1:9 (KJV)  The thing that hath been, it is that which shall be; and that which is done is that which shall be done: and there is no new thing under the sun.
Proverbs  6:6 (KJV)  Go to the ant, thou sluggard; consider her ways, and be wise:
Proverbs 30:25 (KJV)  The ants are a people not strong, yet they prepare their meat in the summer;
Joshua  24:15 (KJV)  And if it seem evil unto you to serve the LORD, choose you this day whom ye will serve; whether the gods which your fathers served that were on the other side of the flood, or the gods of the Amorites, in whose land ye dwell: but as for me and my house, we will serve the LORD.

Wednesday, August 25, 2010

10 Practical Steps That You Can Take To Insulate Yourself (At Least Somewhat) From The Coming Economic Collapse

Most Americans are still operating under the delusion that this "recession" will end and that the "good times" will return soon, but a growing minority of Americans are starting to realize that things are fundamentally changing and that they better start preparing for what is ahead. These "preppers" come from all over the political spectrum and from every age group.  More than at any other time in modern history, the American people lack faith in the U.S. economic system.  In dozens of previous columns, I have detailed the horrific economic problems that we are now facing in excruciating detail.  Many readers have started to complain that all I do is "scare" people and that I don't provide any practical solutions.  Well, not everyone can move to Montana and start a llama farm, but hopefully this article will give people some practical steps that they can take to insulate themselves (at least to an extent) from the coming economic collapse.

But before I get into what people need to do, let's take a minute to understand just how bad things are getting out there.  The economic numbers in the headlines go up and down and it can all be very confusing to most Americans.

However, there are two long-term trends that are very clear and that anyone can understand....

#1) The United States is getting poorer and is bleeding jobs every single month.

#2) The United States is getting into more debt every single month.

When you mention the trade deficit, most Americans roll their eyes and stop listening.  But that is a huge mistake, because the trade deficit is absolutely central to our problems.

Every single month, Americans buy far, far more from the rest of the world than they buy from us.  Every single month tens of billions of dollars more goes out of the country than comes into it.

That means that every single month the United States is getting poorer.

The excess goods and services that we buy from the rest of the world get "consumed" and the rest of the world ends up with more money than when they started.

Each year, hundreds of billions of dollars leave the United States and don't return.  The transfer of wealth that this represents is astounding.

But not only are we bleeding wealth, we are also bleeding jobs every single month.

The millions of jobs that the U.S. economy is losing to China, India and dozens of third world nations are not going to come back.  Middle class Americans have been placed in direct competition for jobs with workers on the other side of the world who are more than happy to work for little more than slave labor wages.  Until this changes the U.S. economy is going to continue to hemorrhage jobs.

The U.S. government has helped to mask much of this economic bleeding by unprecedented amounts of government spending and debt, but now the U.S. national debt exceeds 13 trillion dollars and is getting worse every single month.  Not only that, but state and local governments all over America are getting into ridiculous amounts of debt.

So, what we have got is a country that gets poorer every single month and loses jobs to other countries every single month and that has accumulated the biggest mountain of debt in the history of the world which also gets worse every single month.

Needless to say, this cannot last indefinitely.  Eventually the whole thing is just going to collapse like a house of cards.

So what can we each individually do to somewhat insulate ourselves from the economic problems that are coming?....  

1 - Get Out Of Debt: The old saying, "the borrower is the servant of the lender", is so incredibly true.  The key to insulating yourself from an economic meltdown is to become as independent as possible, and as long as you are in debt, you simply are not independent.  You don't want a horde of creditors chasing after you when things really start to get bad out there.

2 - Find New Sources Of Income: In 2010, there simply is not such a thing as job security.  If you are dependent on a job ("just over broke") for 100% of your income, you are in a very bad position.  There are thousands of different ways to make extra money.  What you don't want to do is to have all of your eggs in one basket.  One day when the economy melts down and you are out of a job are you going to be destitute or are you going to be okay?

3 - Reduce Your Expenses: Many Americans have left the rat race and have found ways to live on half or even on a quarter of what they were making previously.  It is possible - if you are willing to reduce your expenses.  In the future times are going to be tougher, so learn to start living with less today.

4 - Learn To Grow Your Own Food: Today the vast majority of Americans are completely dependent on being able to run down to the supermarket or to the local Wal-Mart to buy food.  But what happens when the U.S. dollar declines dramatically in value and it costs ten bucks to buy a loaf of bread?  If you learn to grow your own food (even if is just a small garden) you will be insulating yourself against rising food prices.

5 - Make Sure You Have A Reliable Water Supply: Water shortages are popping up all over the globe.  Water is quickly becoming one of the "hottest" commodities out there.  Even in the United States, water shortages have been making headline news recently.  As we move into the future, it will be imperative for you and your family to have a reliable source of water.  Some Americans have learned to collect rainwater and many others are using advanced technology such as atmospheric water generators to provide water for their families.  But whatever you do, make sure that you are not caught without a decent source of water in the years ahead.

6 - Buy Land: This is a tough one, because prices are still quite high.  However, as we have written previously, home prices are going to be declining over the coming months, and eventually there are going to be some really great deals out there.  The truth is that you don't want to wait too long either, because once Helicopter Ben Bernanke's inflationary policies totally tank the value of the U.S. dollar, the price of everything (including land) is going to go sky high.  If you are able to buy land when prices are low, that is going to insulate you a great deal from the rising housing costs that will occur when the U.S dollar does totally go into the tank.

7 - Get Off The Grid: An increasing number of Americans are going "off the grid".  Essentially what that means is that they are attempting to operate independently of the utility companies.  In particular, going "off the grid" will enable you to insulate yourself from the rapidly rising energy prices that we are going to see in the future.  If you are able to produce energy for your own home, you won't be freaking out like your neighbors are when electricity prices triple someday.

8 - Store Non-Perishable Supplies: Non-perishable supplies are one investment that is sure to go up in value.  Not that you would resell them.  You store up non-perishable supplies because you are going to need them someday.  So why not stock up on the things that you are going to need now before they double or triple in price in the future?  Your money is not ever going to stretch any farther than it does right now.

9 - Develop Stronger Relationships: Americans have become very insular creatures.  We act like we don't need anyone or anything.  But the truth is that as the economy melts down we are going to need each other.  It is those that are developing strong relationships with family and friends right now that will be able to depend on them when times get hard.

10 - Get Educated And Stay Flexible: When times are stable, it is not that important to be informed because things pretty much stay the same.  However, when things are rapidly changing it is imperative to get educated and to stay informed so that you will know what to do.  The times ahead are going to require us all to be very flexible, and it is those who are willing to adapt that will do the best when things get tough.

Thursday, May 6, 2010

Crisis Meltdown Greece - Sheep, Sheepdogs, and Wolves

Crisis Deepens; Chaos Grips Greece
Greece protests: Riots erupt in Athens, 3 bank workers killed
ATHENS—Greece's fiscal crisis took a new turn to violence Wednesday when three people died in a firebomb attack amid a paralyzing national strike, while governments from Spain to the U.S. took steps to prevent the widening financial damage from hitting their own economies.
In Spain, rival political leaders came together Wednesday with an agreement that aims to shore up shaky savings banks by the end of next month. Banks in France and Germany, which are among Greece's top creditors, pledged to support a Greek bailout by continuing to lend to the country. Investors, meanwhile, are pouring money into bonds of countries seen as less exposed to the crisis, from Russia to Egypt.
Anxiety over the euro-zone economies sent the euro down to about 1.29 to the dollar, its lowest level in more than a year. The Dow Jones Industrial Average fell for the second straight day, losing 58.65 points, or 0.54%, to close at 10868.12.
If you have not been paying attention to what is going on in Greece, you need to be.
Why?
Because this is a foreshadow of things to come here in the US.
Here is a new acronym you need to learn. SHTF = Shcumar (crap) Hits The Fan.
Folks, many people out there have bought into the Hollywood scenario of the apocalyptic world of Mad Max and the Thunder Dome.  
When the SHTF, we are not going to resort to being Will Smith in "I am Legend" world.
You know what is going to happen?
Life will go on as soon as the main crisis slows down.
What people do not realize, it will be a completely different world from the one you used to live in.
Those who have prepared will make the transition, those who don’t will fall by the way side and become a casualty of the crisis.
Everyone is worried about EMP, or a Nuke attack and zombies. Can these things happen? Sure, well not the zombies, but the odds are pretty high to possibly not happening at all.
But the odds of a financial crisis hitting this country is very good. In fact I am going to say that it isn't a matter of "IF", it is a matter of "WHEN."
One of the greatest teachers is history.
It is a teacher we often ignore.
Scripture says…
Ecclesiastes 1:9 (KJV)  The thing that hath been, it is that which shall be; and that which is done is that which shall be done: and there is no new thing under the sun.
What we are seeing in Greece is a repeat of history. This is the same thing took place in Bolivia, Zimbabwe and in Argentina  just in the last decade.
Folks, a financial crisis is here, the masses just don’t know it yet.
It isn't zombies that you will be fighting, it will the crime, the high price of everything, sporadic water services, sporadic electricity, all the while everything is breaking down around you and nothing getting fixed or replaced.
Again looking at history and those countries that have come before us we see what will take place.
But out of all of it, it is the crime that will sooner or later be like nothing you’ve ever seen before. Again history and just knowing the sin nature of man will show this to be true.
When the SHTF,  you’ll feel a real, urgent need to increase your security habits and find means of self defense.  Problem is that the million or so other people that live in your general area will have the same real urgent need.
Wanna get a gun, the shelves will be empty. That or the cost will be so high that it will be basically impossible. Those who are prepared will have already taken their personal, family and home security into consideration and have already acted. This is why I highly encourage you to get a Carry & Conceal license now. On top of that, take at least some basic fundamental classes on how to handle the weapon and even some close quarter tactics. They are out there, call your local gun shop owner and they can usually hook you up.
What about any sort of home alarm system, security system, even automatic lights. You will see the prices go through the roof. But not only because the money you are using is basically worthless, but the fact that you are now competing against the million or so masses who are looking for the same things you are. Those who are prepared have already set this up as well.
When the SHTF you will not be able to make ignorant mistakes, they will cost you in money and God forbid, possibly your life if you are too foolish.
In his book "On Killing" Lt. Col David Grossman noted that people are divided into three groups. There will be the "sheepdogs" and there will be the "sheep." The third group, they are the wolves. It is the wolves who the sheep and the sheepdogs will need to contend with.
What About a Job and Food?
Like during the great depression, people will be job hunting for months, even years. Competing for a job will become an art form of its own. Monster and the classified adds in the newspapers will be a joke. Those who are prepared will already have friends of friends, networks and abilities to help secure a much coveted job.
In fact, just getting to and from work will be an exercise in logic, tactics and nerves of steel. You will have riots, roadblocks, fires, carjacking, kidnappings, shootings and looters to contend with. That's just to name a few of the obstacles.
Grocery stores will have very limited supplies and when they do, getting in and purchasing food will be like walking the gauntlet. You will be on alert getting to and from your car with pepper spray or other means to keep the wolves at bay in hand.
Once inside you will have to contend with the prices being 200%, 300%, possibly even 700% higher.
Do you know that today it costs 32 billion Zimbabwe dollars just for a dozen eggs?
But that is not all.
The banks are going to be closed and when they do open they will limit how much you can withdrawal.
The Reserve Bank of Zimbabwe, the equivalent to our own Fed Reserve has fixed the daily withdrawal limit at Z$100 billion. Folks, that is roughly US$1.25 per day for individuals. Newsflash -  that doesn't even cover the average day to day cost of living for people. Not to mention that they are living in the world's most inflationary country on the globe today.

Want a shocker, a loaf of bread costs Z$100 billion, meat sells for Z$450 billion a pound. (about US$5.60) and a half-gallon of milk costs Z$200 billion (about US$2.50). These items are all fixed priced by the government by law too. If they weren't the cost would be astronomical.
In Zimbabwe, local shops that are open associate a fee just for using Z-dollars, and although these fees differ, most charge about 15% commission for cash.
Why? Because the hyperinflation is so bad that within 24 hours, they have lost money due to prices going up higher and higher.
Those who have prepared have protected their wealth by putting it into silver, gold, jewelry, hard based assets. They may even have other hard currencies on hand like the Swiss Francs, Chinese Yuan or other currency that has not lost value in the worlds economy.
 They in turn can trade these items in and will be able to afford food to feed the family, gas to go to work, and other day to day expenses and not have to worry to much about the bank limits set upon them.
People, you have time right now to decide who you will be. Take this opportunity so that you can prepare for this situation now.
Life will go on after the SHTF, but it will be the end of the world as you know it and be an entirely different world the next morning with new rules and new attitudes.  
Those who have prepared now will have the upper hand and be able to transition. They will have already seen the writing on the wall for a while now.  These people will be the sheepdogs
Here is what they have already done…
They have purchased food and have a well stocked pantry - they see food as an investment.
They have provided means to protect themselves, their family, their home with as many means as possible.
They have chosen to be the "sheepdog" instead of being the "sheep."
They blend into the crowd, walk with a purpose and completely alert to their surroundings before they even step outside their front door.
They prepared knowing that this situation was coming not only because they have learned from history, the bible told them also told them too.
There is nothing new under the sun.
The key is will you take the time to learn and be a sheepdog or will you ignore it and become one of the sheep.
The wolves will be out there and you will have to learn how to contend with them either way you look at it.
Take the time now and learn from Greece, Zimbabwe, Argentina and the others. It is not a matter of "IF" it is only a matter of "WHEN."

Special Thanks to Lt Col Dave Grossman for his insight and his great article On sheepdogs, Wolves and Sheep. 

Tuesday, May 4, 2010

Surviving The Emergency No One Ever Plans For

By Ray Gano
Hmmm, I am ready for earthquakes, tornadoes and floods. I even have NBC gear, KI Pills and my trusty radiation meter just in case of a nuke. 
What can hit me now that I am not ready for?
Can you say Pink Slip?
I have been writing now about preparedness and stewardship for close to 6 years now and this is the weak link I see in most people's preparedness plans. They have not prepared for being fired, laid-off, or unemployed for long periods of time. 
Except for suffering serious illness like cancer, that and unemployment for a long period of time seems to be never thought about. 
Even most folks who are preparedness minded say "it can't happen to me."
See many folks out there have been watching way to many "Mad Max" or "I am Legend" movies and think that when "the schumar hits the fan" the world will melt down and turn into" apocalypse now."
Folks, history as well as what is going on currently in the world show it in a completely different picture. 
Just look at the war in Iraq. People are going about their day to day business, kids going to school ect. But there is also high unemployment, high crime, terrorism, sickness, and in spite of all of this, life goes on. 
The key question that you need to ask is what level of quality of life will you have if you get the pink slip?
Can earthquakes, tornadoes, floods, and even nukes happen? Sure they can, but the odds of them effecting you are actually pretty slim. But the odds of you getting a pink slip are very good. In fact in today's economy, the odds are against you.

Person 1 or Person 2 - Which One Are You?
There are two types of employee. Ask yourself, which one of these people are you? 
One has a good idea of what they do, who they are and what position they play in the company. They are alert to their environment, their position, their subordinates and supervisors. When they see the beginnings of the ship starting to go down they are under no delusions, and will no doubt have already had other irons in the fire; jumping ship for another job long before they are ever considered for the pink slip.
And then there’s the other kind people out there. You know who I am talking about. What about that person who lives to text, chatting on the phone to friends all the while surfing the web doing online shopping. 
Or what about this scenario, you got Joe down in sales who is completely oblivious that the recent merger means his job is now obsolete. 
How about the person who thinks they are the only one who can perform their job, therefore making them irreplaceable.
Is this you?
All these folks have what I call Ostrich Syndrome. They couldn’t see a pink slip coming if it was as big as the broad side of a barn screaming “you’re fired!”
Here is a little hint, you want to avoid being in that 2nd category at all costs. 
To really be prepared, you have to keep an eye on the horizon. In the military there was an old saying that I still use today. "Stay Alert - Stay Alive" 
One of the first things you can do is to is pay attention to your environment and watch for tell tale signs of a possible job loss.
Here are some things you need to personally look out for…
  • Are you no longer in the loop about, well, anything?



  • Did you recently screw up big-time?



  • Are people avoiding you at all costs?



  • Did your last performance review read like a train wreck?



  • Has your company recently been sold or merged?



  • Are you being given impossible jobs with no chance of success?



  • Do you now have less responsibility than the intern?



  • Has your office, cubicle or working space recently been down-sized?



  • Do people whisper more, or does the conversation change as you approach?



  • Did your recently receive a pay freeze or, worse still, a pay cut?



  • Have you seen a job posting for your company that matches your job description?



  • Does everyone hate you? I mean really dislike you with a passion?



  • And sometimes there is no warning at all!



Folks, if you can answer "YES" to three or more, you may want to drag out the resume and start bookmarking those job websites like Monster.com or Dice.com. Why, because the odds are that you are on the way out. 
Something that you need to realize is that this has happened to the best of us and there are times that the odds are just against you, things happen that you have no control over. It is what you do about it that matters. 
Or better yet, what contingency plans did you have in place knowing that sooner or later this would happen to you.
What you need to do is take control over those things that benefit you and your family now before you see that pink slip. Thing is that if you have said yes to at least three of those things above, you don’t have much time and should have been prepping for this when times were "good."
What you need to do now is address the coming problems that will be coming no matter what.
Problem #1 - Food & water
If you are reading this, then you are probably a "prepper" like me. 
With that said, the odds are good that you have already started your food storage. 
Folks, this is called "insurance." 
We have car insurance, home insurance, renters insurance, health insurance, but it amazes me how many people have all these different insurances, and yet refuse to insure that their family can eat three square meals a day if the store shelves went empty after three days. 
If you lose your job and you have no more money, what will you eat? 
When money is short, 6-12 months worth of food is a wise idea. Is it too much to insure that your family has enough to eat? 
It is hard, specially for a man to get fired or laid off. The stress is up there, add to that the problem of not having enough food for your family and having the problem of finding another job and the stress levels have reached stratospheric levels.
On the flip side of that, if you have 6 - 12 months of food stores laid up, that means you have at least that amount of "breathing room" time and that is less money going out that you can retain in your pocket. 
Think that you could sleep a little easier at night knowing that you have this sort of "insurance / safety net" already in place? Would having the knowledge that your family will not go hungry help in lowering that stress level instead of it going through the roof?
The answer is clearly "YES."
Using the rule of 80-20-10-2, I can bet that 80% of you reading this do not even have a single months worth of food stored up. 
20% have at least a month to three months… 
10% have 6 months …
and 2% have 12 months worth of food stored up. 
Let me spell this out for you. 
For 80 % of you, the dreaded PINK SLIP equals NO MONEY which equals NO FOOD, which means you and your family will be standing in the soup kitchen lines, begging for food or eating out of a dumpster in less than a week.
This is not the movies, Mad Max or make believe. In today's world, this is reality and with the economy going south in the good ol' US of A, odds are very good that things are going to get worse and take you right along with it for the ride.
Solution… start today in creating that food insurance plan. You don’t have to go out right now and buy 6 months. Start out small with getting the basics. 
  • Buy 5-6 boxes of oatmeal and 5-6 boxes of Cream of Wheat - there… 30 days of breakfast
  • 6 - 7 cases of assorted Rami-noodles -there.. 30 days of lunch
  • 20 boxes of Mac & Cheese
  • 10 lbs of pasta
  • 10-20 cans of spaghetti sauce
  • 2-3 spiral sliced Hams
  • 2-3 cooked Turkeys
  • Couple cases each of canned green beans, corn, peas
  • Get 20-30 boxes each of instant pudding and instant jello
  • 10 cans of Instant drink mix in different flavors
  • 10-20 boxes of instant milk
This is just an example, but you see what I mean. Here is a rough menu that you could feed a family of four on for almost 30 days.
Now is it the greatest meal plan and menu? No it isn't, but it is a start and the total cost is about $200 - $300.00. The Ham, Turkey and Instant Milk will be the most costly. If you replaced that with other alternatives, you could probably get away with 30 days of food for around $100 - $150.00. If you used coupons and shopped the sales, you would save even more. 
Now if you cannot purchase this all right now, then purchase a little every week. Plan it out and then work your plan.
Next, clean out that closet that every home has and that no one really uses except to store junk in. Add some shelving to it and that will be your food storage pantry. Once you have place to store your food, and you keep adding to it every time you go to the grocery store, you will be amazed how fast you can then fill it up.
The key is taking concerted steps forward and buying at least one item for your food storage every time you go to the grocery store.
Problem #2 - No Place To Live
This is already happening at an alarming rate. In Southern California, tent cities are popping up all over the place. Why? Loss of income / unemployment.
Because of very unwise lending practices coupled with personal greed and the need to keep up with the Jones's; people got in over their heads with huge mortgages that they could not afford.
Do you realize that most Americans today are one flat tire away from bankruptcy?
People have stretched their financial budget so thin that just about any unexpected event will cause a major cascade of financial loss. In other words, people are simply losing their homes because they can’t keep up with the payments. This is happening right here right now…today.
Local authorities say the number of families seeking help has risen in Atlanta, Boston, Denver, Minneapolis, New York, Phoenix, Portland, Seattle and Washington.
USA TODAY found:
  • In New York City, 2,747 families applied for shelter in September 2008, up from 2,087 in September 2007.



  • In Hennepin County, including Minneapolis, 880 families were in shelters from January through August 2008, up from 698 in that period last year. At least 10% this year came from foreclosed properties where most had been renters, says Cathy ten Broeke, county coordinator to end homelessness.



  • Dennis Culhane, a University of Pennsylvania professor of social policy, expects foreclosures to cause a "big increase" in homeless families.



  • Mangano says a new federal law gives communities $3.9 billion to buy foreclosed properties or provide services to the homeless.




    Source - http://www.usatoday.com/news/nation/2008-10-21-homeless_N.htm
What is happening today? We are beginning to see multi-family homes come together. In other words kids and their families are moving back in with "Mom & Dad." And that is normal, family needs to help and work together. Times are getting tough and it is a strong family unit that will survive. Everyone brings their assets together for the good of the family. It is what our great grand parents did during the depression, we can do it also.

Now the real problems happen when you don’t have that family safety net and the need for some sort of shelter becomes more primal. 
A tent isn’t much of a home but it is better than nothing for a couple days or even a couple of weeks. It is wise for every family to have several tents for "just in case." If you have a camper or motor home, then you are living in luxury. 
Here in the Texas Hill country we have what we refer to as "snow birds." These are retired folk who come down from the north during the winter and leave back home in the spring. We see trailers, campers and RVs of all sorts and sizes. 
So in a survival situation a family can get by for several weeks and even longer periods of time in an RV, trailer or camper. Living in one of these also are a lot more safer and solid than that of a tent. Living in one of these will also boost your moral verses having to crawl in and out of a small camping tent. 
Bottom line is when you have no job, you have no funds; no funds mean no roof over your head. Go out and at least get a 7 man multi-room dome tent. Spend the money now for something with lots of room, compact and easy to set up. During the spring you will see camping gear start to go on sale, that is a great time to purchase a good dome tent for around $150 plus.
Becoming homeless is a real issue and it can happen to you if you got the pink slip. Is a $150.00 tent too much to spend for this type of "insurance" for you and your family? 
Don’t believe it can happen to you? 
Look at all the people who lost their homes due to foreclosures and living in tent cities all over the US.
Problem #3 - No Jobs To Be Found
The job just doesn’t appear. You pour over the daily newspaper, search all your on line job websites, but there’s just no job to be found.
In the corporate world when there are more workers than there are jobs, it goes in the favor of the company. In fact during hard times it works greatly in favor for the company.
  • They can pay you want they want, not what you are worth



  • They can make higher demands upon you for less



  • They can cut back on benefits or have no benefits what so ever



  • And the list goes on …



Basically they can turn you into a company slave and if you need the money, there is nothing that you can do about it either because there is a line a mile long of people who will be more than happy to do what you are doing and agree to do more of it for less.
So what do you do? 
If you are one of those people who are proactive and alert to your environment, the best thing to do is create a home based business now.
Like food storage and having that "just in case" roof over your head, these are things that you do not need "right now" but need to put in place for "insurance" sake./ 
If you have not figured it out by now, self sustainability is what you need to work towards. You need to build a means of cash flow coming into your home right now. 
What is the old saying? The best time to look for a job is when you have a job. Well, the best time to create a home based business is when you have a job already that can "subsidize" you while you are building this secondary form of cash flow.
This in and of itself is a whole article, which I will write at a later time because it is needed. But the key point of having a successful home based business is that you have got to truly love what it is you are doing. 
For example, my primary source of income is writing about Bible Prophecy and World Events. I have a website that I started back in 1991 called Prophezine. I send out a 30-40 page newsletter, daily news and commentary, produce a weekly podcast and even produce videos I post on You Tube, I do all of this for a subscription of only $10.00 a month. Now I have only been working a subscription based model for a few years now and only have about 120 monthly subscribers and it is slowly growing.
In doing the math, you can see that I bring in about $1200.00 a month from subscriptions.
Does this cover our family expenses? No it does not, so I create more streams of cash flow.
For example, I try to produce an audio CD or video DVD once a month and then sell it to my website members and visitors. 
My latest project is TEOTWAWKI, a data DVD that I sell for $30.00. On this data DVD I have written and compiled a lot of articles, have about 15 hours of audio lecture and "how to" videos. I have some e-books and other great information. It would take an average person a couple of months to really go through everything and in dept that is on this DVD. It is well worth the money and may people have purchased this. 
On this project, I am only talking hundreds of dollars, but couple that with our subscription and you can see that one can start "eeking" out a living.
Now I love what I do and it is what God has called me to do, that is what is commonly referred to as a "watchman on the wall." 
Because I love what I do, it is that love that pushes me to get up every day, commute to the computer, answer hundreds of emails, search the news, research the bible, pray for people, update my website, mail out products, write articles, blog, produce podcasts, produce you tube videos, ect, ect, ect.
On average, I spend from 7:00 AM to about 9:00PM working at my home based business. That is 6 days and almost 7 days a week.
Now, here is where the rubber meets the road. 
As I stated I earn about $1200 in monthly subscriptions and about another $300.00 in product sales. That is about $1500.00 a month. 
Let's just average and say I work 12 hours a day, 6 days a week. That is 27 days in a month, 12 hours a day. That comes to be about $55.00 a day or roughly $4.62 an hour.
This is why you have got to love what you do with great passion, because otherwise, you will not work yourself hard for $4.62 an hour. But it is the passion that you have that will get you through the hard times and it is your passion that will help you grow your home based cash flow.
Add more forms of cash flow into your home and you can see that you can create a home based business that you can live off of. 
Another thing that you can do is get the whole family involved and create a family run home based business. Invest in your kids and help them create a home based business. 
For example my son enjoys doing yard work, mowing and such. We are going to help him get his business going and then he can start chipping into the family funds that all the family benefits from. 

The Catch - Lowering Your Expenses… A LOT!
I need to caveat all of this by saying that one of the primary things that you need to do is also cut way back on your family expenses. You need to go through your budget and really ask yourself do you really need 250 cable channels or will 150 do just as well for half the price. Or better yet, do you need cable at all? 
Do you need a land line phone as well as cell phones? Can you get rid of one over the other? Can you sell that car you still are making payments on and go out and get a "cash car" for a couple thousand dollars that you then own outright?
These are just some of the things and there are even more that you need to start doing now while you have a job that can "subsidize" your home based business. 
You need to also realize that it take years to grow a solid cash flow home based business. That is why you need to start now instead of being behind the "8-ball" and trying to start one when you are out of work. 
Finally, you need to have patients and allow your efforts to compound. 
Often I tell people I advise that you cannot go out into the yard this week and plant tomatoes and expect next week to go out and harvest tomatoes. 
It takes time and patients. You have got to nurture your cash flow and allow it to grow. You will have set backs, obstacles and even lose money. But it is the love of what you do that will help you push through a lot of this and keep going on growing your home based cash flow. 
In summary, if you have been prudent and you have created these multiple "insurance" plans such as food storage, a "just in case" roof over your head, and home based cash flow. You are well prepared for that one emergency that about 95% of the population says "can't happen to them." 
Please, start today. 
For those who wish to get started today and want a jump start, order my data DVD, TEOTWAWKI -The DVD . This stands for "The End Of The World As We Know It" and you pronounce it "Tee-oh-tah-wak-ee." 
Here is just some of the 280+ Files we have on TEOTWAWKI - The DVD...
- 52 Week Food Storage Plan
- How to Grow Potatoes in a Garbage Can
- How to build a cheap temporary smoke house
- Plans for Building a Greenhouse
- Finding Wild Edibles
- Facts on Dirty Bombs
- How To Prepare For The Coming Influenza Pandemic
- Trench Medicine-Advanced Field Procedures for Emergencies
- ARMY FM 21-76 - SEAR Guide (Survival, Evasion and Recovery)
- How To Shelter In Place
- Sustainable Poultry
- Profitable Poultry Raising Birds on Pasture
- All About Worms
- Wi-Fi Toys - 15 Cool Wireless Projects For Home, Office, And Entertainment (2004)
- The Golden Book of Chemistry Experiments (banned in the 60-s)
- Understanding Surveillance Technologies Spy Devices Their Origins and Applications
- Rainwater Harvesting
- Rock Plant Filter Operations, Maintenance, Repair
Subject Folders are - Alternate Energy, Christian Finance, Food Storage, Living off the Land, Man Made Disasters , Medical and First Aid, Odds & Ends, Preparedness, Raising, Animals, Special Ops - Kitchen Warfare, Water & Compost.
15+ Hours of Audio Lecture - examples are...
* How to start a Home Based Business
* How To Buy Silver
* Living in God's Economy
* Wilfred Hahn - 13 guideline to Christian Finance
* Credit Cards are dangerous
* 40 files in all
Videos on
* Building a fire w/ flint
* Makeshift utensils
* Trapping game
* Nuclear Preparedness
* How to Make Cheese
* 23 videos in all
We have even included some great freeware to help you survive the coming years.
* Bit Torrent 6.3 - UNDERGROUND NET You need it, find it with this.
* Nero 9.4 (Free Version)
* Debt Eliminator Loan Calculator 1.3
* GA7 Stock Forecaster 1.0.145
* 9 files in all 
COST = $30.00 (US) with Shipping and Handling included - International Orders $40.00
Finally, for all that have read this, I pray that you heed my warning. The Pink Slip is not a matter of IF, it is a matter of WHEN. 
You can act now while you have the time, money and ability. 
When you boil all this down, it is just practical and biblical stewardship put into action.
Do the right thing, hold a family meeting and put goals in place and then start taking baby steps to achieve those goals. It is amazing how far you can go when just taking baby steps forward and not look back. 

About the Author:
Ray & Tracye Gano are the Executive Directors of Prophezine (
www.prophezine.com). Prophezine deals with Bible Prophecy and World Events from a Pre-trib, pre-millennial, dispensationalist stand point. They currently serve close to 70,000 (and growing) people worldwide with a weekly newsletters, daily news updates, community based website and Internet radio shows. Ray recently released his latest project “TEOTWAWKI the Data Library. This DVD covers how to escape the trappings of mammon and learning how to live simply in God’s abundance. Order it at http://www.prophezine.com/pz_store/
God's Word says …
Ephesians 6:13 (KJV) Wherefore take unto you the whole armor of God,
that ye may be able to withstand in the evil day,
and having done all,
To Stand.